Getting Rid of Debt

Recent Posts

Buy Nothing Day 2017

Today is Black Friday and there are so many deals out there. But the truth is I don't need them. I am not shopping today. In fact, I am kind of coming around to the realization that while I don't mind shopping I kind of hate spending money. I hate having to log into my budget software and see my balance drop lower and lower. Maybe it’s holiday…
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Sinking Fund: Envelope Method Your Savings

One of my very few memories of money from when I was small was my mom explaining her Christmas Club to me. The bank auto transfers $20 from every paycheck into a savings account which they will disperse to you in October for holiday shopping. A memory that has stayed with me for years, but mostly relevant in December when I again remember that I…
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Side Hustle: I Need to Generate More Income

Let's talk about income. If my family is really going to get out of debt then Increasing our income is the best way to do that. And frankly, I need a change from thinking about how I got into debt to thinking about how I’m going to get out of it.Building the Right Side Hustle Having a “side hustle” is all the rage right now. Every finance blog I…
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The Stress of Starting To Clean Up My Finances

I have spent the day digging through my personal finances and holy fuck everything's a mess. I need to keep reminding myself that this is all fixable - which honestly, at this moment, feels like a really big lie. I have way less money than I thought. But no shortage of bills. While the rational part of my brain keeps telling me everything is going…
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A Beginning Manifesto

I am in debt. I'm actually not quite sure how much yet (we will talk about the details in the next post) but guaranteed it is at least $100K including both my husband and my student loans. Double that if you include the mortgage.And up until recently, I didn't care. I pay my student loans every month, along with all my other bills. I spend a bit…
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About Coraline Gray

I am a 30 something mother working hard to dig my family out of $200,000 in debt and create financial freedom.